NPS Calculator

Calculate how much pension amount you will get when you retire in National Pension System Scheme with online NPS Calculator tool.

NPS Calculator

Estimate your NPS retirement corpus, annuity allocation and indicative monthly pension.

Enter the amount you plan to contribute every month.
Projection assumption, not a guaranteed NPS return.
Projection runs until the selected exit age.
Select the NPS sector to load the applicable normal-exit annuity assumption.
NPS can continue beyond 60 under applicable rules.
Standard for selected sector: 40% annuity
The standard minimum changes with the selected NPS sector.
Used only to estimate monthly pension; the actual annuity rate depends on the annuity product/provider at exit.
Exit-rule note: Government Sector normal exit: at least 40% of accumulated pension wealth is used for annuity and the remaining 60% is available as lump sum, subject to applicable conditions.
Estimated NPS Corpus at Exit
₹0
Based on the assumptions entered above.
Investment Breakdown
Total Invested
₹0
Estimated Growth
₹0
Investment Period
0 years
Total Contributions
0
At Exit
Estimated Lump Sum
₹0
60% of corpus
Estimated Annuity Purchase
₹0
40% of corpus
Indicative Monthly Pension
₹0
Annuity allocation × assumed annuity rate ÷ 12
Growth Multiple
0×
Corpus ÷ total invested
Year-by-Year Growth
AgeInvestedGrowthCorpus
What this calculation assumes: a fixed monthly contribution, a constant assumed accumulation return, and contributions made at the beginning of each month. Actual NPS returns are market-linked and can vary. The pension shown is only an illustration based on the annuity rate you enter; it is not a guaranteed pension quote.
This calculator is for educational estimation only. NPS exit rules, taxation, vesting requirements, annuity products and permitted withdrawal structures can change. The sector selector is for normal-exit illustration; special/premature exits can have different requirements. Check the latest PFRDA/NPS Trust rules before making a financial decision.